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LAW ENFORCEMENT INVESTIGATION REGARDING DENIAL OF HEALTH INSURANCE CLAIMS OR COVERAGE DUE TO UNLAWFUL, FRAUDULENT OR UNFAIR PRACTICES

CONSUMER COMPLAINT FORM

Please answer the questions on this short form to report a potentially unlawful, fraudulent or unfair denial of a claim, delay in paying a claim, or cancellation or “rescission” of your insurance coverage.

What is the nature of your complaint against a health plan or health insurer?

Health plan or health insurer dropped, canceled or rescinded coverage.
Health plan or health insurer unreasonably denied authorization or payment for a medical treatment or procedure.
Health plan or health insurer unreasonably delayed authorization or payment for a medical treatment or procedure.

< Select one of the above >
  1. What is the name of the health plan/health insurer that dropped, canceled or rescinded coverage?
    What is the name of the health plan/health insurer that denied authorization or payment for a medical treatment or procedure?
    What is the name of the health plan or health insurer that unreasonably delayed in authorizing or agreeing to pay for a medical treatment or procedure?



    Name of company, if not in above list:

     
  2. What month and year was coverage dropped, canceled or rescinded?
    What month and year did it deny or refuse to authorize payment for the medical treatment or procedure?
    What month and year did it delay in authorizing or agreeing to pay for a medical treatment or procedure?

       
     
  3. In what city, region or state do you (or the person whose coverage was dropped, if different) live?
    In what city, region or state do you (or the person who was denied authorization or payment, if different) live?
    In what city, region or state do you (or the person whose authorization or payment was delayed, if different) live?

       
     
  4. Did the health plan/health insurer claim that it dropped, canceled or rescinded your policy because you submitted an application that contained false, inaccurate or incomplete information about your health?
    Yes    No
     
  5. What reason did the health insurer or health plan give for denying authorization or payment for the medical treatment or procedure?

     
      If "Other," please explain:

     
  6. Was your insurance dropped, canceled or rescinded after you or your health care provider had submitted a claim to the health plan/insurer?
    Yes    No
     
  7. Did you purchase your health coverage through an agent?
    Yes    No

    If Yes, please give agent's name:
    First Name     Last Name
    Address

     
  8. Did you already have other health coverage at the time you purchased the health care plan or health insurance policy that was later dropped, canceled or rescinded?
    Yes    No
     
  9. In the box below, you may provide additional information about your experience with having your coverage dropped, canceled or rescinded:
    In the box below, you may provide additional information about the situation in which the health insurer or health plan denied authorization or payment for a medical treatment or procedure:
    In the box below, you may provide additional information about the situation in which a health insurer or health plan unreasonably delayed in authorizing or agreeing to pay for a medical treatment or procedure:
    (maximum 250 words)

     
  10. Your information is crucial to our investigation and your assistance is appreciated.  The value of the information will be greatly enhanced if you provide us with your contact information so that we have the ability to communicate further with you:
    First Name      Last Name
    Address 
    Phone Number where we can reach you:
    Best time to call you:
    EMail 

IMPORTANT NOTICE:
The Office of the Los Angeles City Attorney represents the People of the State of California in criminal and civil law enforcement cases. The Office of the Los Angeles City Attorney cannot represent you individually, nor can we refer you to a private attorney for representation. This website is intended solely to gather information for a law enforcement investigation regarding potentially unlawful, fraudulent or unfair business practices of health care plans and health care insurers. If you choose to provide information on this website, it may be used for law enforcement purposes, including all legal proceedings that may result from this investigation. During the course of the investigation, we will make every reasonable effort to maintain the privacy and confidentiality of the information you provide. However, in the event that a civil or criminal case is filed against the health care plan or health insurer that is the subject of your complaint, it may be necessary to disclose your information in the resulting court proceedings.

If you are currently represented by a private attorney in a dispute against a health care plan or health insurer, we urge you to consult with your attorney before providing us with the information requested above.

If you are having problems with your health insurance or health plan, you have the ability to file a complaint with and seek assistance from the California Department of Insurance or the California Department of Managed Health Care. These regulatory agencies are separate and distinct from the Los Angeles City Attorney’s Office. Providing information to us through this website will not constitute filing a complaint with the Department of Insurance or the Department of Managed Health Care.

 I have read and I understand this notice, and I am voluntarily providing the
       information submitted herewith to the Office of the Los Angeles City Attorney.


 


 
 
The term “health plan,” as used on this website, refers to an “HMO” or other “managed care” arrangement, where the consumer enrolled in the plan must use pre-designated primary care physicians, specialists and hospitals.
The term “health insurer,” as used on this website, refers to a “PPO” (“preferred provider organization”) type of arrangement, where the insured consumer can go to the doctor or hospital of their choice and receive reimbursement for their medical expenses from the “health insurer.”